EPAGE PROVIDES THIS SITE (BETTERIF.COM) AND RELATED SERVICES SUBJECT TO YOUR COMPLIANCE WITH THE TERMS AND CONDITIONS SET FORTH BELOW. PLEASE READ THE FOLLOWING INFORMATION CAREFULLY:

• Privacy
  
  Please review our privacy policy, which also governs your use of BetterIf.com, to understand our practices

• Web Copyright Information
  
  All pages within this Internet site (BetterIf.com), such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of EPage or its content suppliers and affiliates and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of EPage and/or it's affiliates. No portion of the materials on these pages may be reprinted or republished without the express written permission of EPage.

• Trademarks
  
  EPage's trademarks and may not be used in connection with any product or service, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits EPage. All other trademarks not owned by EPage or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by EPage or its subsidiaries.

• Topics, Ideas, Comments, and Other Content
  

  Visitors may submit topics, ideas, comments, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "Spam." Impossible or ridiculous ideas will be removed. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of any content. EPage reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

  If you do post content, and unless we indicate otherwise, you grant EPage and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant EPage and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify EPage or its affiliates for all claims resulting from content you supply. EPage has the right but not the obligation to monitor and edit or remove any activity or content. EPage takes no responsibility and assumes no liability for any content posted by you or any third party.

• Copyright Complaints
  
  EPage and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement.

• Your Account
  
  If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use EPage only with involvement of a parent or guardian. EPage and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

• Acceptable Content

  BetterIf.com services may be used only for lawful purposes. Transmission, distribution or storage of material or conduct in violation of any applicable local, state, federal or foreign law or regulation is prohibited. This includes without limitation any unauthorized use of material protected by patent, copyright, trademark or other intellectual property right, material that is obscene, defamatory or libelous, constitutes an illegal threat, or violates rights of privacy or publicity, or violates export control laws.

  EPage prohibits the transmission, distribution or posting of unwanted or offensive content. Prohibited transmissions include without limitation, profane or sexually explicit advertisements that include masking or misspelling the words, or images that would be illegal in any jurisdiction. It is Your responsibility, and you agree to comply with all requirements, legal or other. Additional prohibitions include ideas in the incorrect category; duplicate listings, regardless of category; registering another email address other than your own; any posting with the goal of harassment of another; sexual requests from or for a minor; racial slurs or comments; harassment. Even though all of this is strictly prohibited, there is a small chance that You might become exposed to such items and You further waive Your right to any damages (from any party) related to such exposure.

  EPage reserves the right to edit, reject or reclassify ideas or topcs in our sole discretion, without notice.

• Member Conduct
  
  You agree to not use the Service to:
  
  • upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
  • harm minors in any way;
  • forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
  • upload, post, email, transmit or otherwise make available any Content that You do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
  • upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
  • upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  • intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
  • make commercial solicitations in response to ideas;
  • post impossible or ridiculous ideas;
  • use ideas or replies to commit fraud;
  • "stalk" or otherwise harass another; or
  • collect or store personal data about other users.
  
  You acknowledge that EPage does not pre-screen Content, but that EPage and its designees shall have the right (but not the obligation) in their sole discretion to refuse or move any Content that is available via the Service. Without limiting the foregoing, EPage and its designees shall have the right to remove any Content that violates the Terms of Service or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by EPage or submitted to BetterIf.com, including without limitation information in all other parts of the Service.
  
  You acknowledge and agree that EPage may preserve Content and may also disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms of Service; (c) respond to claims that any Content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of EPage, its users and the public.
  
  You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

• International Use
  
  Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

• Warranty Disclaimer
  
  THIS SITE, INCLUDING ANY CONTENT OR INFORMATION INCLUDED WITHIN IT OR ANY SITE-RELATED SERVICE, IS PROVIDED "AS-IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE AND SITE-RELATED SERVICES.
  
  EPAGE, IT'S AFFILIATES AND IT'S SPONSORS ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, SITE-RELATED SERVICES AND/OR CONTENT OR INFORMATION CONTAINED WITHIN THE SITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR SITE RELATED SERVICES IS TO STOP USING THE SITE AND/OR THOSE SERVICES.
  
  ANY MATERIAL DOWNLOADED FROM THE SITE AND/OR CODE PLACED ON YOUR SITE IS AT YOUR OWN RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE DONE TO YOUR COMPUTER OR LOSS OF DATA THAT RESULTS FROM ANY DOWNLOAD OR USE OF PROVIDED HTML CODE.
  
  EPAGE MAKES NO WARRANTY THAT THE SITE AND/OR SERVICE WILL BE TIMELY, UNINTERRUPTED, OR ERROR-FREE, THE THE RESULTS WILL BE ACCURATE OR RELIABLE, THAT ANY ERRORS WILL BE CORRECTED, AND THAT THE SITE AND/OR SERVICE WILL MEET YOUR EXPECTATIONS AND/OR REQUIREMENTS.
  
  Some states do not allow the disclaimer of implied arranties, so this disclaimer may not apply to you. Additionally this warranty gives you specific legal rights, as well as other legal rights that vary from state to state.

• Violations
  
  Please report any violations of the Terms of Service to

Notice and Procedure for Making Claims of Copyright Infringement

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide EPage's copyright agent the written information specified below. Please note that this procedure is exclusively for notifying EPage and its affiliates that your copyrighted material has been infringed.

EPage's Copyright Agent for notice of claims of copyright infringement on its site can be reached as follows: